Therapy Pricing & Insurance
Straightforward and Confidential
Straightforward information. No surprises.
Your Way Therapy provides confidential virtual therapy for adults and couples aged 16+, based in Chesapeake, VA, and serving Virginia, North Carolina, South Carolina, Florida, Texas, Illinois, and West Virginia. Below you'll find session fees, your payment and insurance options, and what to know before getting started.
Two Ways to Pay
You can use insurance or pay privately; both are completely confidential between us. On paper, though, they aren't the same.
Using insurance? Your cost is usually just your plan's copay, not the fees above. We verify your benefits for free before your first appointment. When you use insurance, your plan requires a mental-health diagnosis and your session dates on file to approve the claim. That record stays with your insurer, and it can resurface later, in disability or life-insurance underwriting, certain background or clearance reviews, and some employment processes.
Paying privately keeps all of that off the table: no claim, no diagnosis filed with a third party, no outside record - just your work, kept between you and your therapist. For pilots, commanders, executives, physicians, and anyone whose career can't carry that exposure, that control is the whole point. It's your choice, and you can decide session to session.
Two Ways to Pay
You can use insurance or pay privately - both are completely confidential between us. On paper, though, they aren't the same.
When you use insurance, your plan requires a mental-health diagnosis and your session dates on file to approve the claim. That record stays with your insurer, and it can resurface later - in disability or life-insurance underwriting, certain background or clearance reviews, and some employment processes.
Paying privately keeps all of that off the table: no claim, no diagnosis filed with a third party, no outside record - just your work, kept between you and your therapist. For pilots, commanders, executives, physicians, and anyone whose career can't carry that exposure, that control is the whole point. It's your choice, and you can decide session to session.
A limited number of reduced-fee spots are kept open for clients for whom cost is a real barrier - just ask.
Pricing designed for adults and couples who value discretion, clarity, and professional stability.
You do not need a crisis to justify the cost.
Most people who get the most out of therapy started while things were still workable.
Session Fees
Every session is a full 55 minutes, one-on-one with Jason Kelley, LCSW, a retired Air Force mental health officer with two decades of clinical experience. There is no waitlist; evenings are available, and you leave every session with something you can actually use.
| Session | Fee |
|---|---|
| 15 Min Consultation | Free |
| Intake | $225 |
| 55-Min Session | $200 |
| Emergency Session | $250 |
| Session | Fee |
|---|---|
| 15 Min Consultation | Free |
| Intake - Individual | $250 |
| Intake - Couples | $275 |
| 55-Min Session - Individual | $200 |
| 55-Min Session - Couples | $225 |
| Emergency Session | $275 |
Not sure yet? That is exactly what the free 15 minutes are for.
A fee of $100 will be charged for cancellations occurring with less than 24 hours' notice.
Licensed In:
Virginia
North Carolina
South Carolina
Florida
Texas
Illinois
West Virginia
Insurance:
Anthem Blue Cross/Blue Shield
Sentara
Optum
TRICARE (Out-of-Network)
Insurance benefits are verified prior to your first appointment.
Prefer to keep therapy off your insurance record? Private pay is always available - and we can provide a superbill (itemized receipt) you can submit yourself for possible out-of-network reimbursement.


